Proxy Request b9f823a9-ed6c-41f3-9ec9-e07dab85d560
| Parent Attack |
93d4068a-2e33-4015-8ec7-f488e8e13a4a |
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<p class="content">Pinnacle Capital Mortgage is fully operational, although certain physical branches might be closed or operating with limited hours due to COVID-19. Personnel are ready and available nationwide via phone, e-mail, and other virtual means to provide assistance with any of your mortgage needs. To get more information you can submit an information request on www.pcmloan.com and a mortgage advisor will reach out to you shortly. <a class="cta-link-white" href="https://foamortgage.com/covid-19" target="_blank">COVID-19 FAQ's</a></p>
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<h1 class="step-title">The Pinnacle Capital Mortgage Process</h1>
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<p class="step-name">Start by filling out our easy to use application. </p>
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<p class="step-name">One of our licensed loan originators will discuss your options and the process with you.</p>
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<p class="step-name">Work with your loan originator to decide whether or not you want to lock in your rate.</p>
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<p class="step-name">Return the initial disclosures to your originator so we can get the ball rolling on your new loan.</p>
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<p class="step-name">One of our qualified loan processors will get all of the documentation they need from you in order to start the underwriting process.</p>
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<p class="step-name">Once you’ve obtained the underwriting approval, all that’s left is to close on your new home.</p>
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<p class="description"><strong>Pinnacle Capital Mortgage provides you with the tools you need to make the right borrowing decisions.</strong> These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.</p>
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<h2>Why Pinnacle Capital?</h2>
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<p>Pinnacle Capital Mortgage, a division of Finance of America Mortgage LLC, was founded in 2008 with the knowledge and efforts of highly experienced lending professionals with one purpose: to provide a superior home mortgage experience.</p>
<p>While the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while committing to tirelessly providing a personal touch to the process. Our goal is to ensure your comfort and sense of clarity throughout the home lending process will make you feel in control.</p>
<p>We invite you to experience the Pinnacle Capital Mortgage difference, and become your lender for life.</p>
<a id="" class="cta-link" href="https://www.pcmloan.com/why-pinnacle-capital-mortgage/" role="button">Learn More</a>
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<h2>You have questions, we have answers.</h2>
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<div id='branches-block' class='breaker-block light'><div class='container'><ul class='branch-list row'><div class='state col-12'>Arizona</div><li class='col-12 col-sm-6 col-md-4'><a class='branch-tile' href='/branches/phoenix-az-814/'><h4 class='branch-title'>Phoenix, AZ</h4>
<address class='branch-address'>2701 E. Camelback Rd. <br />
Phoenix, AZ 85016</address>
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<p class='format-number phone-number'>6022544343</p>
</a></li><div class='state col-12'>California</div><li class='col-12 col-sm-6 col-md-4'><a class='branch-tile' href='/branches/santa-rosa-ca-761/'><h4 class='branch-title'>Santa Rosa, CA</h4>
<address class='branch-address'>2901 Cleveland Ave.<br />
Santa Rosa, CA 95403</address>
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<p class='format-number phone-number'>4154538600</p>
</a></li><div class='state col-12'>Washington</div><li class='col-12 col-sm-6 col-md-4'><a class='branch-tile' href='/branches/vancouver-wa-513/'><h4 class='branch-title'>Vancouver, WA</h4>
<address class='branch-address'>1305 Main Street<br />
Vancouver, WA 98660</address>
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<p class='format-number phone-number'>3604330330</p>
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Pinnacle Capital Mortgage aims to adapt and innovate along with the ever changing mortgage industry. We strive to provide our clients with the latest and best offerings mortgages have to offer. With those goals in mind we will work tirelessly to ensure our absolute satisfaction.
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<p>©2020 Pinnacle Capital Mortgage is a division of Finance of America Mortgage LLC | <i class="ico ico-equal-housing"></i> | NMLS ID # 1071 (www.nmlsconsumeraccess.org) | 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5626 | AZ Mortgage Banker License #0910184 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. For licensing information go to: www.nmlsconsumeraccess.org</p>
<p>Loans made or arranged pursuant to a California Finance Lenders Law license.</p>
<p>Pre-approvals are based on underwriter review of credit and income documentation only. A pre-approval is not a loan approval, rate lock, guarantee or commitment to lend. An underwriter must review and verify a complete loan application after you are preapproved in order to qualify.</p>
<p>This is not a commitment to lend. Prices and guidelines are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision.</p>
<p>This information is provided by Finance of America Mortgage d/b/a Pinnacle Capital Mortgage. Any materials were not provided by HUD or FHA. It has not been approved by FHA or any Government Agency.</p>
<p><b>For Reverse Loans:</b> When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.</p>
<p><b>For HELOC Loans:</b> Borrowers are required to become members of the investor Federal Credit Union at closing.</p>
<p>Complaints? Email us at customerrelations@financeofamerica.com </p> </div>
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